Instant Save

Easy access to your money with competitive interest rates

4.15% AER/Gross

Our Instant Save account gives you the flexibility to access your money whenever you need it, while still earning a competitive interest rate.

Instant Save Account

Why choose our Instant Save account?

Enjoy the perfect balance of flexibility and returns

Instant Access

Withdraw your money whenever you need it with no penalties or notice periods.

Competitive Rate

Earn 4.15% AER/Gross on your savings, calculated daily and paid monthly.

Low Minimum Deposit

Start with just £1 and save up to $85,000 per person.

FSCS Protected

Your eligible deposits are protected up to $85,000 by the Financial Services Compensation Scheme.

Digital Banking

Manage your account 24/7 through our award-winning app.

Track Your Progress

Set savings goals and track your progress with our intuitive tools.

How It Works

Opening and managing your Instant Save account is simple

1

Apply Online

Complete our simple online application in just a few minutes. You'll need your ID and proof of address ready.

2

Fund Your Account

Transfer money from your existing bank account to start earning interest right away. You can deposit as little as $1 or up to $85,000.

3

Manage Your Savings

Use our app to check your balance, make deposits or withdrawals, and track your interest earnings anytime, anywhere.

Savings Calculator

See how much interest you could earn with our Instant Save account

Your Savings Projection

Total Deposits $2,200.00
Interest Earned $53.30
Final Balance $2,253.30

This is an illustration only. The actual interest you receive may be subject to tax and depends on your individual circumstances.

Frequently Asked Questions

Everything you need to know about our Instant Save account

What is the minimum amount I can deposit?

You can open an Instant Save account with as little as $1. There is no maximum deposit limit, but the FSCS protection only covers up to $85,000 per person.

How quickly can I access my money?

You can withdraw your money at any time without notice or penalties. Transfers to your nominated account typically arrive within 1-2 hours, but may take up to one working day.

How is interest calculated and paid?

Interest is calculated daily on your balance and paid into your account monthly. The current rate is 4.15% AER/Gross (variable).

Can I have more than one Instant Save account?

Yes, you can open multiple Instant Save accounts to help you organize your savings for different goals.

Is my money protected?

Yes, eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to $85,000 per person.

Ready to start saving?

Open an Instant Save account today and start earning 4.15% AER/Gross on your savings.