Fixed Saver

Lock in a great rate for a fixed term

4.85% AER/Gross (1 Year)

Our Fixed Saver account offers competitive interest rates with the security of knowing exactly how much you'll earn. Choose from 1, 2, or 3 year terms to suit your savings goals.

Fixed Saver Account

Choose Your Term

Select the fixed term that works best for your savings goals

1 Year Fixed Saver

4.85% AER/Gross
  • Lock your money away for 12 months
  • Minimum deposit of $1,000
  • Maximum deposit of $85,000
  • Interest paid on maturity
  • No withdrawals during the term

3 Year Fixed Saver

5.10% AER/Gross
  • Lock your money away for 36 months
  • Minimum deposit of $1,000
  • Maximum deposit of $85,000
  • Interest paid on maturity
  • No withdrawals during the term

Why choose our Fixed Saver account?

Secure your savings with guaranteed returns

Guaranteed Rate

Lock in a competitive interest rate that won't change for the duration of your term.

Higher Returns

Enjoy higher interest rates compared to easy access accounts when you commit to a fixed term.

Flexible Terms

Choose from 1, 2, or 3 year terms to match your savings timeline and goals.

FSCS Protected

Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme.

Digital Banking

Manage your account 24/7 through our award-winning app.

Plan With Confidence

Know exactly how much your savings will be worth at the end of your term.

Fixed Saver Calculator

See how much your savings could grow with our Fixed Saver account

Your Savings Projection

Initial Deposit $10,000.00
Interest Rate 5.00% AER/Gross
Interest Earned $1,025.00
Final Balance $11,025.00

Your Fixed Saver will mature on 16 April 2027

This is an illustration only. The actual interest you receive may be subject to tax and depends on your individual circumstances.

Frequently Asked Questions

Everything you need to know about our Fixed Saver account

Can I withdraw my money before the end of the term?

No, withdrawals are not permitted during the fixed term. Your money is locked away until the end of the term, so please ensure you won't need access to these funds during this period.

What happens when my Fixed Saver matures?

We'll contact you before your Fixed Saver matures to let you know your options. You can choose to reinvest in another Fixed Saver, transfer to an Instant Save account, or withdraw your funds to your nominated account.

How is interest calculated and paid?

Interest is calculated daily on your balance and paid at the end of the fixed term. The interest rate is fixed for the duration of the term.

Can I open more than one Fixed Saver account?

Yes, you can open multiple Fixed Saver accounts with different terms to create a savings ladder strategy.

Is my money protected?

Yes, eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person.

Ready to lock in a great rate?

Open a Fixed Saver account today and secure your savings with guaranteed returns.